Payment infrastructure for high-risk industries

Payments that never decline your business

Koipay is a direct payment provider for iGaming, betting, forex and e-commerce. Single integration, 100+ local payment methods, T+0 settlement — engineered for the markets others walk away from.

Apply as a merchant View integration
>85%
Avg. conversion
40 sec
Median transaction
T+0
Settlement
$1M+
Daily volume
🖼️
Image slot 1 — Hero visual
Product shot / dashboard screenshot / koi brand art
Recommended ~900×1100 px
Merchants reviewing daily settlements in the KoiPay dashboard
UPIUPI IntentIMPSPaytmPhonePeBank TransferCardsWalletsQR & DeeplinksUSDT Settlement
Why Koipay

Built for growth others can't handle

Koipay combines direct-provider economics, GEO-tuned checkout and infrastructure tested under real high-risk load.

🤝

Direct provider, better terms

No middlemen, no resellers. You work with the team that builds and runs the platform — so you get the best rates and the fastest answers.

📈

Conversion up to 93%

GEO-tuned payment widgets with QR codes and deeplinks cut checkout friction. Market average 80%+, record 93%.

⚡

Instant access to funds

T+0 settlement, no rolling reserves, no chargeback holds, no hidden penalties. Your money is your money — same day.

💸

Payouts in under 5 minutes

Fully automated withdrawals with SLA <5 min in key regions. 100% automatic trade closure.

🏗️

Built for load

Infrastructure tested on $1M+ daily volume. Scale campaigns without payment failures.

🎧

24/7 human support

Dedicated managers in Telegram around the clock — from technical integration to business consulting.

Payment methods

One integration. Every local method your customers use.

From UPI and IMPS in India to bank transfers and e-wallets across Asia, CIS, Africa and LATAM — Koipay connects your checkout to 4B+ potential customers.

India UPI P2P NEW India IMPS P2P NEW India UPI Intent NEW Paytm PhonePe Bank Transfer Cards E-Wallets QR & Deeplinks
Check availability for your GEO
Market presence

Local rails. Global reach.

Koipay enables global payments with localized solutions for key markets — PayIn and PayOut wherever opportunity calls.

◆ Other countries upon request — new corridors open monthly.
T+0
Same-day settlement

How settle & top-up works

Funds from accepted payments are ready for settlement the same day. Settlement in USDT at individual rates, commissions from 0% depending on method and volume. No settlement fee. Talk to a manager for a personalized offer.

Get an offer
Integration

Live in a day, not in a quarter

01

Talk

Contact us in Telegram, negotiate terms tailored to your volumes and GEOs.

02

Integrate

Connect via REST API, widget, iFrame or h2h. Sandbox, docs and a dedicated integration engineer included.

03

Process

Accept payments, automate payouts, watch conversion grow.

curl -X POST "https://api.koipay.example/v1/payment/create" \
  -H "Authorization: Bearer <token>" \
  -H "Content-Type: application/json" \
  -d '{
    "amount": 25000,
    "currency": "INR",
    "method": "upi_intent",
    "callback_url": "https://your.site/hook"
  }'

✓ 201 Created — payment link ready in 180ms
Platform

Full control in one dashboard

📊
Image slot 2 — Dashboard screenshot
Merchant Room / BackOffice UI
Recommended ~1200×900 px
KoiPay Merchant Room dashboard — net balance, settlements, transactions and success rate
🗂️

Merchant Room

Payment history, statements, limits, routing rules, exports, team access.

🤖

Agent Room

Trade automation, individual limits, live P&L.

✈️

Telegram bot

Instant notifications for every transaction and settlement.

🛡️

Anti-fraud engine

In-house risk scoring, traffic integrity checks on every partner.

Industries

While others decline — we provide solutions

01

iGaming platforms

02

Bookmakers & betting

03

Forex brokers

04

Dating

05

E-commerce

06

Online services & crypto

Who we work with

Two ways to earn with Koipay

For Business

Accept more. Lose nothing.

  • PayIn & PayOut, all popular local methods
  • Individual rates, no settlement fee
  • T+0, USDT settlement
  • 24/7 support, dedicated manager
Get an offer
For Agents

Earn on every processed round

📱
Image slot 3 — Agent visual
App screenshot / earnings proof · ~800×500 px
Agent working with KoiPay — automation, Telegram notifications and secure processing
  • Fast onboarding after short training
  • Individual rates, limits and traffic
  • Dashboard + Telegram bot
Calculate your income →
🛡️

Security that high-risk demands

In-house anti-fraud with real-time risk scoring, partner traffic verification, encrypted transport, role-based access and 100% automated trade closure. No payer KYC required at checkout — friction stays low while integrity stays high.

FAQ

Frequently asked questions

What businesses does Koipay support?
High-risk verticals: iGaming, betting, forex, dating, e-commerce and online services. Our platform is built for the load patterns and risk profiles of these industries.
What are the processing fees?
Individual, from 0% depending on method and volume. You'll get a final quote after a short call with a manager.
How long does integration take?
API keys in 1 hour, production go-live typically within a day. A dedicated integration engineer works with your team the whole way.
Which methods and currencies are supported?
UPI, UPI Intent, IMPS, cards, bank transfers and e-wallets across our markets. Settlement in USDT.
Do payers pass KYC?
No payer KYC at checkout — conversion stays high. Merchants pass standard onboarding.
How fast are payouts?
Fully automated, with SLA under 5 minutes in key regions.
Will I get help during integration?
Yes — a dedicated engineer plus 24/7 Telegram support for anything from API questions to business consulting.
How do I get started?
Message us in Telegram. You'll get terms, sandbox access and a personal manager the same day.
Contact

Ready to grow? Let's talk numbers.

Tell us about your business and target GEOs — we'll come back with custom terms, fees and payment methods.

Open Telegram chat
Fastest way — answer within minutes, 24/7
✓ Request sent — we'll reply in Telegram